Stamp Duty Calculator (UK)
Calculate UK Stamp Duty Land Tax (SDLT) instantly. Covers residential, first-time buyer, second home and buy-to-let rates for England, Wales and Northern Ireland. 2026 rates.
How to use
2026 standard rates
Up to £250,000: 0%. £250,001–£925,000: 5%. £925,001–£1.5m: 10%. Over £1.5m: 12%.
First-time buyer relief
No SDLT on properties up to £425,000. Reduced rate (5%) on the portion from £425,001–£625,000. No relief above £625,000 — full standard rates apply.
Second home surcharge
An additional 3% surcharge applies on the full purchase price for second homes, buy-to-let properties and holiday homes.
Stamp duty was first introduced in England in 1694 to fund the war against France. The name comes from the physical stamp that had to be applied to documents to show the duty had been paid.
Frequently asked questions
When do first-time buyers pay stamp duty?
First-time buyers pay no stamp duty on properties up to £425,000 and a reduced rate on the portion from £425,001 to £625,000. Above £625,000 the standard rates apply in full. These thresholds apply in England and Northern Ireland.
What is the second home stamp duty surcharge?
Buyers purchasing a second residential property — whether a holiday home, buy-to-let, or additional home — pay a 3% surcharge on top of standard rates on the entire purchase price. This applies from the first pound and was introduced in April 2016.
Does stamp duty apply in Scotland and Wales?
Scotland uses Land and Buildings Transaction Tax (LBTT) and Wales uses Land Transaction Tax (LTT) — both have different thresholds and rates from England. This calculator covers SDLT for England and Northern Ireland only.