Savings Goal Calculator
Calculate how long it will take to reach a savings goal, or how much to save per month. Includes interest on savings.
How to use
Two ways to plan
"How long?" tells you when you'll hit your target based on current monthly savings. "How much monthly?" works backwards from a deadline — useful for saving for a holiday, house deposit or car by a specific date.
Interest rate
Add your savings account interest rate to see the impact of compound interest on your timeline. Even at 4–5%, interest can shave months off your goal. Leave it at 0 if you're calculating without interest.
Frequently asked questions
Is the Savings Goal free to use?
Yes, the Savings Goal is completely free. There is no sign-up, no account required, and no limit on how often you can use it.
Is data from the Savings Goal saved between visits?
Some features use your browser's local storage to save data between visits on the same device. This data is not sent to any server and stays only on your device.
What devices does the Savings Goal work on?
The Savings Goal works on any device with a modern web browser — desktop, laptop, tablet, or phone. It is mobile-friendly and works offline once the page has loaded.